> ## Documentation Index
> Fetch the complete documentation index at: https://docs.noyo.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Waive or Cancel Coverage

> Remove a coverage as if it were never active. This is often used to correct a mistake or reflect a member's changed decision

<RequestExample>
  ```javascript New Snapshot {15-16, 23-24} theme={"system"}
  {
      "snapshot_mode": "current_open",
      "employee": {}, // omitted for brevity
      "dependents": [], // omitted for brevity
      "coverages": [
          {
              "carrier_id": "2d370e0e-fd73-45e0-8828-796d2cacaeef",
              "line_of_coverage": "dental",
              "plan_id": "84a6c0a6-4ae9-484b-ab8d-af1ab6551efe",
              "enrolled_members": [
                  {
                      "custom_individual_id": "150D001",
                      "individual_type": "employee",
                      "event_id": "10002",
                      "effective_start_date": "2023-04-01",
                      "effective_end_date": "2023-03-31",
                      "latest_change_effective_date": "2023-03-20"
                  },
                  {
                      "custom_individual_id": "150D0C2",
                      "individual_type": "dependent",
                      "event_id": "10002",
                      "effective_start_date": "2023-04-01",
                      "effective_end_date": "2023-03-31",
                      "latest_change_effective_date": "2023-03-20"
                  }

              ]
          }
      ],
      "events": [
          {
              "id": "10002",
              "date": "2023-03-20",
              "type": "coverage",
              "reason": "offline_change"
          }
      ]
  }
  ```

  ```json Current State theme={"system"}
  {
      "employee": {
          "custom_individual_id": "150D001",
          "person": {
              "first_name": "Blaze",
              "middle_name": "C",
              "last_name": "Mickeyson",
              "home_address": {
                  "street_one": "617 Kathy Meadows",
                  "street_two": "Suite 608",
                  "city": "Fisherberg",
                  "state": "UT",
                  "zip_code": "84661",
                  "county": "North Kellyfort"
              },
              "mailing_address": {
                  "street_one": "617 Kathy Meadows",
                  "street_two": "Suite 608",
                  "city": "Fisherberg",
                  "state": "UT",
                  "zip_code": "84661",
                  "county": "North Kellyfort"
              },
              "date_of_birth": "1934-07-23",
              "ssn": "189639652",
              "sex": "M",
              "marital_status": "",
              "maiden_name": "",
              "contact": {
                  "home_phone": "+16548157333",
                  "work_phone": "+16996783029",
                  "email_address": "iwright@yahoo.com",
                  "email_address_type": "home",
                  "preferred_method": "email",
                  "preferred_language": "English",
                  "speaks_english": true
              }
          },
          "employment": {
              "salary": {
                  "amount": 114205.00,
                  "unit": "annual",
                  "type": "salary"
              },
              "hours_worked": 40,
              "work_state": "",
              "employment_status": "full-time",
              "occupation": "Copy",
              "employment_dates": {
                  "hire_date": "2023-04-01",
                  "full_time_start": "2023-04-01"
              }
          },
          "classifications": {}
      },
      "dependents": [
          {
              "custom_individual_id": "150D0C1",
              "relationship": "spouse",
              "person": {
                  "first_name": "Langley",
                  "middle_name": "Michael",
                  "last_name": "Mickeyson",
                  "suffix": "DDS",
                  "home_address": {
                      "street_one": "400 Moran Ramp",
                      "street_two": "Suite 586",
                      "city": "East Amanda",
                      "state": "PA",
                      "zip_code": "17804",
                      "county": "Anthonybury"
                  },
                  "mailing_address": {
                      "street_one": "400 Moran Ramp",
                      "street_two": "Suite 586",
                      "city": "East Amanda",
                      "state": "PA",
                      "zip_code": "17804",
                      "county": "Anthonybury"
                  },
                  "date_of_birth": "1927-10-25",
                  "ssn": "749633646",
                  "sex": "F",
                  "marital_status": "",
                  "maiden_name": "",
                  "contact": {
                      "home_phone": "+15172227891",
                      "work_phone": "+16723428663",
                      "email_address": "stephenwood@gmail.com",
                      "email_address_type": "home",
                      "preferred_method": "email",
                      "preferred_language": "English",
                      "speaks_english": true
                  }
              }
          }
      ],
      "coverages": [
          {
              "carrier_id": "2d370e0e-fd73-45e0-8828-796d2cacaeef",
              "line_of_coverage": "dental",
              "plan_id": "84a6c0a6-4ae9-484b-ab8d-af1ab6551efe",
              "enrolled_members": [
                  {
                      "custom_individual_id": "150D001",
                      "individual_type": "employee",
                      "effective_start_date": "2023-04-01",
                      "effective_end_date": "9999-12-31"
                  },
                  {
                      "custom_individual_id": "150D0C2",
                      "individual_type": "dependent",
                      "effective_start_date": "2023-04-01",
                      "effective_end_date": "9999-12-31"
                  }
              ]
          }
      ]
  }
  ```
</RequestExample>

<Steps>
  <Step title="Current state">
    Note the current state of the member and family before waiving or canceling. All coverages are active, with max end dates of 9999-12-31.

    The current state of a family can be retrieved in the form of a member snapshot via the [GET Member Snapshot by Employee ID endpoint](/api-reference/snapshots/get-member-snapshot-for-employee).
  </Step>

  <Step title="Set effective dates">
    To waive/cancel coverage, set the `effective_end_date` to one day before the `effective_start_date`.
  </Step>
</Steps>