{
    "snapshot_mode": "current_open",
    "employee": {
        "id": "52b8ff36-388a-4faf-bc42-df446f13b89a",
        "custom_individual_id": "1",
        "classifications": {
            "BranchName": "HQ",
            "Department": "Sales"
        },
        "employment": {
            "employment_status": "terminated",
            "occupation": "Senior Analyst",
            "hours_worked": 50,
            "salary": {
                "amount": 155000,
                "unit": "annual",
                "type": "salary",
                "effective_date": "2022-08-27"
            },
            "employment_dates": {
                "hire_date": "2021-12-20",
                "full_time_start": "2022-01-01",
                "terminated": "2022-10-24"
            }
        },
        "person": {} // omitted for brevity
    },
    "dependents": [],
    "coverages": [
        {
            "carrier_id": "2d370e0e-fd73-45e0-8828-796d2cacaeef",
            "line_of_coverage": "dental",
            "plan_id": "61b6d125-8bbf-483a-9920-f23d9442403d",
            "cobra_details": {
                "cobra_enrolled": true,
                "qualifying_event_reason": "termination_of_employment",
                "qualifying_event_date": "2022-10-24",
                "eligibility_start_date": "2022-11-01",
                "eligibility_end_date": "2024-04-30"
            },
            "enrolled_members": [
                {
                    "individual_type": "employee",
                    "individual_id": "52b8ff36-388a-4faf-bc42-df446f13b89a",
                    "effective_start_date": "2022-01-01",
                    "effective_end_date": "9999-12-31",
                    "latest_change_effective_date": "2022-11-01",
                    "event_id": "123"
                }
            ],
            "signature_date": "2021-12-23"
        }
    ],
    "events": [
        {
            "id": "123",
            "type": "coverage",
            "reason": "cobra_enrollment",
            "date": "2022-11-01"
        }
    ]
}

{
    "snapshot_mode": "current_open",
    "employee": {
        "id": "52b8ff36-388a-4faf-bc42-df446f13b89a",
        "custom_individual_id": "1",
        "classifications": {
            "BranchName": "HQ",
            "Department": "Sales"
        },
        "employment": {
            "employment_status": "terminated",
            "occupation": "Senior Analyst",
            "hours_worked": 50,
            "salary": {
                "amount": 155000,
                "unit": "annual",
                "type": "salary",
                "effective_date": "2022-08-27"
            },
            "employment_dates": {
                "hire_date": "2021-12-20",
                "full_time_start": "2022-01-01",
                "terminated": "2022-10-24"
            }
        },
        "person": {} // omitted for brevity
    },
    "dependents": [],
    "coverages": [
        {
            "carrier_id": "2d370e0e-fd73-45e0-8828-796d2cacaeef",
            "line_of_coverage": "dental",
            "plan_id": "61b6d125-8bbf-483a-9920-f23d9442403d",
            "cobra_details": {
                "cobra_enrolled": true,
                "qualifying_event_reason": "termination_of_employment",
                "qualifying_event_date": "2022-10-24",
                "eligibility_start_date": "2022-11-01",
                "eligibility_end_date": "2024-04-30"
            },
            "enrolled_members": [
                {
                    "individual_type": "employee",
                    "individual_id": "52b8ff36-388a-4faf-bc42-df446f13b89a",
                    "effective_start_date": "2022-01-01",
                    "effective_end_date": "9999-12-31",
                    "latest_change_effective_date": "2022-11-01",
                    "event_id": "123"
                }
            ],
            "signature_date": "2021-12-23"
        }
    ],
    "events": [
        {
            "id": "123",
            "type": "coverage",
            "reason": "cobra_enrollment",
            "date": "2022-11-01"
        }
    ]
}
1

Current state

The current state of the family, before the new COBRA enrollment request is sent. The employee and previously active coverages are terminated.

The current state of a family can be retrieved in the form of a member snapshot via the GET Member Snapshot by Employee ID endpoint.

2

Set cobra_details

  • cobra_enrolled set to true
  • eligibility_start_date should be the first day without regular coverage
  • eligibility_end_date should reflect the final day of the member’s maximum COBRA-eligible period
  • qualifying_event_date date of the event which qualified the individual for COBRA
  • qualifying_event_reason reason of the event which qualified the individual for COBRA
3

Set coverage end date

Set coverage enrolled_member’s effective_end_date as datemax 9999-12-31

4

Set coverage latest change effective date

Set coverage enrolled_member’s latest_change_effective_date to member’s first day of COBRA coverage

5

Set COBRA enrollment event

Set the event reason to cobra_enrollment

{
    "id": "123",
    "type": "coverage",
    "reason": "cobra_enrollment",
    "date": "2022-11-01"
}