- Life, AD&D, critical illness, and hospital indemnity benefits pay out in lump sums, so the dollar amount in the snapshot should equal the full volume of the coverage.
- Long-term disability (LTD) pays out monthly, so the dollar amount in the snapshot should be equal to one months’ payout amount.
- Short-term disability (STD) pays out weekly, so the dollar amount in the snapshot should be equal to one weeks’ payout amount.
0
or null
.